Sky Trust Bank - TERMS AND CONDITIONS

READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS WEBSITE, YOU AGREE TO BE BOUND BY ITS TERMS AND CONDITIONS OF USE. THESE TERMS AND CONDITIONS MAY CHANGE, AND ANY MODIFICATIONS WILL BE INCLUDED IN THE TERMS AND CONDITIONS POSTED ON THIS WEBSITE AS NEEDED. THE TERMS SET FORTH BELOW ARE ACCEPTED BY YOU BY YOUR USE OF THIS WEBSITE. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, DO NOT ACCESS THIS WEBSITE. PLEASE NOTE THAT IF YOU ARE AN EXISTING SKY TRUST BANK CUSTOMER, THESE TERMS WILL APPLY IN ADDITION TO THOSE CONTAINED IN YOUR ACCOUNT OPENING DOCUMENTATION AND CUSTOMER AGREEMENT.

The use of Sky Trust Bank's systems without authority is strictly prohibited, and this includes, but is not limited to, getting into the bank's computers without authorization, misusing passwords, and exploiting any content the site offers.

This website is provided "as is" and without any express or implied representations or warranties. Sky Trust Bank makes no representations or warranties about this website or the data, materials, and other content provided on it.

No content on this website should be taken as any kind of advise. If you require advice on any legal, financial, or medical matter, you should consult a trained professional.

Internet Banking

Sky Trust Bank provides several banking services on the site which include

• Balance enquiry
• Account activity enquiry
• Statement download
• Card request enquiry
• Funds Transfer

Any of the aforementioned financial operations must be finished with a Login ID and Password. If you don't want someone else to have access to your account, you must never divulge your Login ID or Password.

It is accepted that if Sky Trust Bank acts with any instructions you give the bank through this website, it will be considered to have received them permanently.

You acknowledge that your Login ID and Password are used to instruct the bank and as a result, you agree to:

1. It is accepted that if Sky Trust Bank acts with any instructions you give the bank through this website, it will be considered to have received them permanently.
2. You agree to update your password as soon as you become aware that someone else has discovered it.
3. Sky Trust Bank disclaims all responsibility for the execution of any or all instructions entered using the customer's Login ID and Password. In light of this, the bank disclaims all responsibility for any inaccurate, duplicate, or fraudulent instructions issued using a customer's Login ID and Password.
4. Sky Trust Bank is expressly released from any liability resulting from unauthorized access to your account and/or data as recorded in the bank's records because you failed to safeguard your Login ID and Password or partially logged out by enabling your account information to be displayed on screen.
5. In addition, Sky Trust Bank disclaims any liability for any losses that may result from unauthorized access to your account through the service or from hacker activity.
6. By agreeing to this agreement, you pledge to notify Sky Trust Bank right once if you have any grounds to suspect the security of your login ID and password has been compromised.
7. By using your Login ID and Password on this website, you now unconditionally accept responsibility for any fraud, loss, and/or liability to the bank or third party that results.
8. e.
You hereby irrevocably accept responsibility for any fraud, loss and/or liability to the bank or third party arising from usage of your Login ID and Password on this websit
9. You must not attempt to circumvent or bypass any access restriction mechanisms on our website. We reserve the right to restrict access to specific portions of our website, or even our entire website, at our discretion.

You must not:

1. Use our website in any way or take any action that causes, or may cause, damage to the website or impairment of the performance, availability or accessibility of the website;
2. Use our website in any way that is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity;
3. Use our website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software;
4. Conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to our website without our express written consent;
5. Use data collected from our website for any direct marketing activity (including without limitation email marketing, SMS marketing, telemarketing and direct mailing).
6. Use data collected from our website to contact individuals, companies or other persons or entities.
7. You must ensure that all the information you supply to us through our website, or in relation to our website, is true, accurate, current, complete and non-misleading.
8. Republish material from our website (including republication on another website);
9. Sell, rent or sub-license material from our website;
10. Show any material from our website in public;
11. Exploit material from our website for a commercial purpose; or
12. Redistribute material from our website